|
Budget Basics
Worksheet
|
| The
first step in getting yourself in financial shape
to buy a home is to know what you make and what you
spend now. List your income and expenses below. |
| INCOME |
$ |
| Take-home
pay of all family members |
$ |
| Child
Support/Alimony |
$ |
| Pension/Social
Security |
$ |
| Disability/Other
Insurance |
$ |
| Interest/Dividends |
$ |
| Other |
$ |
| Total
Income |
$ |
|
| EXPENSES |
$ |
| Rent/Mortgage |
$ |
| Life
Insurance |
$ |
| Health/Disability
Insurance |
$ |
| Vehicle
Insurance |
$ |
| Homeowners
or Other Insurance |
$ |
| Car
Payments |
$ |
| Other
Loan Payments |
$ |
| Savings/Pension
Contribution Untilities |
$ |
| Credit
Card Payments |
$ |
| Car
Upkeep |
$ |
| Clothing |
$ |
| Personal
Care Products |
$ |
| Groceries |
$ |
| Food
Prepared Outside the Home |
$ |
| Medical/Dental/Prescriptions |
$ |
| Household
Goods Recreation/Entertainment |
$ |
| Child
Care |
$ |
| Education |
$ |
| Charitable
Donation |
$ |
| Miscellaneous |
$ |
| Total
Expenses = |
$ |
|
Income Remaining -
Subtract Total Expenses from Total Incomencome
|
$ |
